When you will start making debts, surely it will be hard for you to stop. Why I know about it? I experienced it myself. Way back years ago, I just credited a refrigerator. And after that, I was having a hard time paying it for I always said, I’ll just pay it later, later and later. What’s the next? It ends me up having a big interest on it. I thought making a credit could give me savings. While paying the unit monthly or quarterly, it will give me great savings. But when I take a look at the paper, oh my gosh, the interest was more than the original cash price of the unit. After paying it, I didn’t make another credit anymore. Good thing, I opened my eyes on it or else, I’ll not be having big debts on that one, but surely, I would make another credit on anything I want.